Norato Roofing and Renovations
You’re completely stressed out because you’ve found damage to your roof. The first thought that crosses your mind is, “Is this damage on the roof going to lead to damage to my home?” Your second thought is, “How much is this going to cost me?” Many homeowners have been there before and for those who haven’t, it’s going to be okay! Norato Roofing and Renovations has experience helping homeowners not only get their roof replaced but also work with your insurance company with the goal of having insurance pay for everything minus the deductible. This blog will focus on the roofing process when it comes to working with insurance.
How Norato Roofing Works with your Insurance
After a homeowner initially finds the damage, they typically call our company for an estimate. Our roofing experts come to your home to determine the extent of the damage. We vow to always do estimates in person as we get an opportunity to meet you the potential customer in person and more importantly evaluate the damage with our own two eyes. Many local roofing companies like to do remote estimates but we feel you deserve the best evaluation possible. Following the estimate, we’ll be able to sit down with you and discuss the findings of our consultation. If the damage is manageable, we will work up a quote to repair the roof. If the damage is beyond repair, we will provide a quote for a new roof installation.
When it comes to new roof installations due to damage from tree limbs, hurricanes, wind, hail, etc., insurance claims can be filed to cover the damage. How this process works is the homeowner files a claim with their homeowners insurance carrier. The carrier will send out an adjustor to evaluate the damage. The adjustor will then send their notes, pictures, and other findings to the desk adjustor at the insurance company. After that, the insurance company will make a determination on whether they will offer to pay the full amount of a roof installation. From there, they will ask our company, Norato Roofing, or the roofing company you choose to work with for a quote to install the roof. They will review the quote and if they approve it, will cut a check for the typically 50% of the cost to begin the project.
Upon completion they will cut another check for the other 50% minus the homeowners’ deductible. For example, if the roof costs $15,000 and the homeowner insurance deductible is $2,000, the total amount the insurance company will pay out is $13,000. As you can see, we work with you, the homeowner, and they insurance company to provide any information necessary so you can receive a brand-new roof!
How To Contact Norato Roofing and Renovations
If your roof has suffered damage or in need of repairs, Norato Roofing can answer any questions you might have and offer a free estimate on your project. As previously discussed, we have worked with countless homeowners throughout the insurance process to use their homeowners insurance policy to their benefit. To contact our office, you can call us directly at 910-228-5748 or by website through this link.